Maryland Real Estate Consultant

I am getting really sick of these piece of trash spammers and crooks.

Here is more unwanted mail. This is the first scheme email I have ever received through Active Rain. Has anyone else received a letter as such below, though Active Rain. These letters are really getting out of hand.

Below is actually how I received this letter. Any advice as to how to handle these? I usually just ignore them.

You've received a contact message from your Contact Form on the ActiveRain network.

Message details:
From: Mr. Herry Ofori
Email: herry_ofori030@yahoo.co.uk
Subject: From: Mr. Herry Ofori

From: Mr. Herry Ofori
Manager Ecobank Ghana
Ring road Branch,
Ghana.
www.ecobank.com

My name is Mr.Herry Ofori, I am the regional manager of the Ecobank ring road branch in the Western Region of Ghana. I am 50 years of age and married with 2 lovely kids. It may interest you to hear that I am a man of PEACE and don't want problem, I only hope we can assist each other. If you don't want this business offer kindly forget it as I will not contact you again.

I have packaged a financial transaction that will benefit both of us, as the regional manager of the Ecobank Ghana it is my duty to send in a financial report to my head office in the capital city Accra at the end of each year. On the course of the last year 2006 end of year report, I discovered that my branch in which I am the manager made Four Million five Hundred and Fifty Thousand Dollars only [$4.550.000.00]. Which my head office are not aware of and will never be aware of. I have since place this fund on what we call SUSPENSE ACCOUNT without any beneficiary.

As an officer of the bank I can not be directly connected to this money, so this informed my contacting you for us to work so that you can assist receive this money into your bank account for us to SHARE. While you will have 30% of the total fund .Note there are practically no risk involved, it will be bank to bank transfer, all I need from you is to stand claim as the original depositor of this fund who made the deposit with our branch so that my Head office can order the transfer to your designated bank account. If you accept this offer to work with me, I will appreciate it very much. As soon as I receive your response I will details you on how we can achieve it successfully.

Best regards,
Mr.Herry Ofori

Email sent from IP: 41.210.3.107

Howard County

Howard County combines the best of the old with the new and is a railroad lover's heaven. The county was founded in 1839 and named for Maryland's fifth governor and officer of the American Revolution, John Eager Howard. I always wondered which whom the County was named. The county's rich history is evident in Ellicott City, a historic mill town founded in 1722. It took its name from the owners of grist and flour mills, John and Andrew Ellicott. The Historical Society is in a pre-1790 building that may be Ellicott City's oldest. Also in Ellicott City are the Firehouse Museum and the County Courthouse atop Mt. Misery.

The history of the men and women who built the railroad can be found at the B&O Railroad Station Museum, once the terminus of the Baltimore and Ohio Railroad. This station became famous in 1830, when a B&O locomotive, the famous Tom Thumb, raced a horse-drawn carriage from Ellicott City to Baltimore. The horse won, but the railroad had come to stay.

The town of Elkridge quickly made adjustments for these new trains by building the Thomas Viaduct in 1835. It was the first multiple-arch curved railroad bridge in the world and was part of the main railroad between Washington and Baltimore. The Bollman Truss Railroad Bridge in Savage is the only semi-suspension truss bridge remaining in the world. Also in Savage is the renovated Savage Mill, a former textile mill that now offers space for artisans and antiques dealers to sell their wares. This is also the home to the music club "The Rams Head", which features many artist of today.

The Welcome Center in Columbia will bring you right back to the 20th century. It tells the story of how this successful planned community was created in the mid-1960s by developer James Rouse. Many students have studied this planned development in their schools.

 While you're there, visit the Maryland Museum of African Art and the Howard County Center of African-American Culture.  Later I will explore more about what Maryland has to offer and famous and not so famous facts.

I was talking with a friend today about one of my favorite's places, Ocean City. I have not visited my beloved town in two years, how time slips away. I am definitely going to Ocean City before the summer vanishes. Here is a little bit of info on O.C.

Ocean City is a year-round resort in Worcester County that is most popular in the summer. It has 10 miles of white sandy beaches, a famous boardwalk, and many shops and eateries.

The boardwalk, which stretches to 27th Street in the oldest part of Ocean City, is crowded with hotels, some of them dating back to the 1920s. Restaurants, ice cream stands, and shops fill in between. It ends at the fishing pier with amusement rides, including a huge Ferris wheel.

Ocean City is well known as a beach for families with younger children. It has dozens of miniature golf courses with upbeat scenery, water slides, amusement parks, roller coasters, haunted houses, parasailing, kayaking, skateboard parks, laser tag, even indoor ice skating. There are volleyball nets on the beach; soccer, lacrosse and baseball "camps"; batting cages; and a Wild West theme park complete with rodeo and ceremonial dances There is a 100-mile scenic bike trail that circles Worcester County. I have to rent a bike next time I go.

Ocean City is home to the largest white marlin tournament in the country. There are two dozen golf courses nearby, and more under construction. The local outlet mall has more than 60 national-brand stores. Ocean City is a great place to visit.

Baltimore County currently took a turn from Seller's Market. Though home prices are stagnant on a slight increase but sales have slowed. The average days on the market have raised from a few weeks to 2 to 3 months. It indicates to be the buyers market. The median price for a Baltimore County home is on the rise. New home prices have increased by OVER $30,000. You can buy a 3+ BR HOME IN BALTIMORE for under $300,000. Not to shabby for a new built home.

Maryland is a Mid-Atlantic state situated on the East Coast of the United States.  Maryland is ranked second for being most wealthy state in the United States as per the most latest information provided by the 2005 American Community Survey of the U.S. Census Bureau -- the State of , with a average household income of $61,592. The bounderies of Maryland are Delaware and the Atlantic Ocean (E), the District of Columbia (S), Virginia and West Virginia (S, W), and Pennsylvania (N).

Just over a week ago, the Fed made a decision to lower the rate at their "Discount Window", allowing banking institutions another method of providing assurance of liquidity to their clients, and also helping many institutions continue to fund home loans. Due to the Fed's action, the past week was somewhat calm in the financial world...at least calmer than has been seen in awhile. Both the Stock market and the Bond markets moved higher, and conforming home loan rates remained stable to very slightly improved. There is more hope than anticipated, so take that gloomy gus face and give me a big smile.

Further, some decent news arrived on the housing front via the New Home Sales report, showing a 2.8% increase in sales for July, and an upward revision to June's numbers as well. Unsold new home inventory continued to decline for the fourth consecutive month, falling by 1.0% to 533,000 homes. This inventory represents a 7.5 month supply, down from the 7.7 month supply in June. Additionally, the median new home sales prices edged higher to $239,500. Not bad news overall, particularly considering the current landscape in the lending industry.

Here in Columbia Maryland the median home sales are $355,000. The market is stabilizing.

Remember, as a general rule, weaker than expected economic data is good for rates, while positive data causes rates to rise.

Economic Calendar for the Week of August 27 - August 31

The Village of Harper Farm has stayed very active and busy. There were 5 homes sales within the last 40 days.

There are 28 current active listings and 5 current contracts. Harpers Farm has a mixture of townhomes and Single family residences.

The Range of list prices are from $159,900 to $1,479,500.

 * The Village of Hapers Farm Market Report by Frank Harris- Real Estate Consultant 240.472.9008

The Glen Oaks has stayed active and Steady. There were 3 homes sales within the last month.There are 3 current active listings and no current contracts. Glen Oaks is a small community that has a mixture of townhomes and Single family residences. Curren home listings are between $170k and 1.4m.

Look for a complete report n the end of each and every month.

The Glen Oaks Market Report by Frank Harris- Real Estate Consultant 240.472.9008